Workers’ compensation is a special type of insurance and New York law requires most employers to purchase it to protect their employees. However, it is not necessarily the employee’s only means of protection.
If an employee is injured at work, workers’ compensation may provide coverage for medical bills and possibly other benefits. But the employee’s personal health insurance might also provide coverage for medical bills. If the on-the-job injury is a work-related auto accident, the employee’s auto insurance may also provide medical payments up to a certain limit.
Learn more about how the benefits from worker’s comp compare to those from health insurance.
If you’re hurt on the job, filing a workers’ compensation should always be your first priority, because:
In the insurance and benefits industries, managing these overlaps in coverage is sometimes referred to as coordination of benefits. There are some things to keep in mind if you are facing this type of situation.
Each situation will be different, but there are some general guidelines to keep in mind when dealing with a work injury.
When work injury claims become complicated by multiple coverages, seek help from a dedicated NY workers comp lawyer who can coordinate your benefits, ensure your obligations as a claimant are met, and manage subrogation claims.
The dedicated attorneys at Aronova & Associates represent injured workers from Manhattan to Long Island and throughout the greater NYC area. We take the time to understand your injuries, address your concerns, and aggressively pursue maximum compensation on your behalf. Call today to schedule a free consultation.
Aronova & Associates is a firm for all New Yorkers. Our services are available in multiple languages and tailored to the needs of every client. The first step in providing you with the help you need is a free consultation to discuss your case. When you’re ready to talk, we’re ready to get to work for you.
Disclaimer: The submission of our contact form does not form an attorney-client relationship. You may not rely upon this information as legal advice.